Four Elements of an Effective Demand Letter for a Truck Accident Claim in Florida

Were you involved in a semi-truck accident in Palm Beach County? You have the right to seek compensation for the full extent of your damages. Most truck accident claims are brought against insurance companies. A demand letter is a legal tool that you can use to notify the insurer of your claim and open up settlement negotiations. Here, our West Palm Beach truck accident attorney highlights the four key elements of a strong demand letter for a tractor trailer crash claim in Florida.
A Description of the Accident
A properly drafted truck accident injury demand letter generally starts with a comprehensive description of the crash itself. The reader—defendant and/or insurer—should have a clear understanding of what happened. Among other things, you should include the date, time, and exact location. It is generally a good idea to explain the road conditions, weather, and any traffic signals or signs present. If there were passengers or bystanders, note their presence.
A Statement of Liability
Florida is a no-fault motor vehicle accident state. However, you can file a fault-based claim against a trucking company if you suffered a serious injury in a collision. As part of a demand letter, you must clearly explain why you believe the truck driver and/or trucking company is legally responsible. Did the driver run a red light, change lanes without signaling, or drive while distracted? Were they speeding or ignoring road conditions? It matters. You might also include any evidence of negligence, such as a reference to a police report or witness statements that support your claim.
A Demand for Compensation
Another core purpose of a demand letter is making an actual demand for financial compensation. After establishing fault, you should specify the amount you seek for your losses. Along with other types of financial damages, you can seek compensation for:
- Vehicle repairs;
- Medical bills;
- Lost wages;
- Pain and suffering; and
- Long-term disability.
You should clearly break down the amounts and explain why each is justified. If you have receipts, bills, or repair estimates, it is a best practice to provide reference to them. You want to show you are serious and have strong support for your demand.
A Deadline for a Response
Finally, you should include a clear—but reasonable—deadline for a response. The truck driver’s insurer or attorney should know you expect an answer within a certain timeframe. For many cases, 30 days is a reasonable deadline for a response. Though, every case is different. You should clarify that you intend to take legal action if a satisfactory response is not given in a timely manner.
Speak to Our West Palm Beach Truck Accident Lawyer Today
At Pike & Lustig, LLP, our West Palm Beach semi-truck accident attorney is skilled, knowledgeable, and experienced. Hurt in a bad accident with a large commercial truck? We can help. Contact us today for your free, no obligation case review. With a law office in West Palm Beach and another office located in Miami, we fight for justice for injured victims throughout South Florida.