What Makes Truck Company Insurance Companies Different (They Can Be More Challenging to Work With for Injured Victims)

Dealing with the aftermath of a motor vehicle collision is not easy—especially so if you were involved in a serious commercial truck accident. For a number of different reasons, trucking insurance companies are different. Here, our West Palm Beach truck accident attorney explains why truck company insurers can be so much more challenging to work with after a bad collision.
Trucking Liability Insurance Policies are Typically Higher
As required by federal and Florida regulations, commercial trucking companies are required to carry additional liability coverage when compared to standard automobiles. As a direct consequence of their extreme size, commercial trucks can cause catastrophic damage if a crash happens. Truck company insurers have more to protect financially. That is a good thing for victims. However, it can also make these companies tougher to deal with during the claims process.
Truck Company Insurers Have Specialized Expertise
There are a wide range of issues that can arise in commercial truck accident claims that may not arise in other types of car accident cases. Truck safety regulations and other issues may be a factor in the case. Truck company liability insurers have professionals—including claims adjusters and lawyers—who have specialized expertise. They understand the unique risks associated with trucking—from driver fatigue equipment regulations to cargo securement requirements. The in-depth knowledge allows them to develop strategies aimed at limiting payouts after a crash.
Commercial Insurance Companies are Especially Aggressive
The commercial insurance providers that represent truckers and truck companies are notoriously aggressive when it comes to defending claims. They often start building a defense right away—potentially even at the crash scene itself after a bad wreck. Further, they may propose quick, lowball settlements or draw out the process to frustrate injured victims. You do not want to fall behind in the personal injury claims process. A top West Palm Beach truck accident lawyer can protect your rights and your interests after a serious accident.
You Deserve Full and Fair Financial Compensation After a Truck Accident in Florida
After a semi-truck accident, you have the right to seek financial compensation for the full scope of your damages. Unfortunately, the commercial insurance companies that provide liability coverage to eighteen wheelers fight hard to settle claims for less. Our West Palm Beach, FL semi-truck accident lawyers fight tirelessly to help injured victims maximize their recovery, including for:
- Automobile repairs;
- Emergency room care;
- Hospital bills;
- Other medical costs;
- Loss of wages;
- Pain and suffering;
- Long-term disability; and
- Wrongful death.
Schedule a Free Consultation With a Top-Tier West Palm Beach Truck Accident Lawyer Today
At Pike & Lustig, LLP, our West Palm Beach semi-truck accident lawyer is standing by, ready to fight for your rights. If you have any specific questions or concerns about the insurance claims process, our truck accident lawyers can help. We represent injured victims throughout South Florida. Your initial consultation is free, confidential, and without any additional obligations.