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Category Archives: Insurance Litigation

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Insurance Claims 101: Don’t Self-Adjust Your Insurance Claim

By Michael Pike and Daniel Lustig |

Don’t adjust your Insurance Claim.  What does that mean?  A layperson, in other words: a person not familiar with insurance industry, may not even know what the word “adjust” means when used in the context of an insurance claim.  What does it mean to “adjust” an insurance claim? The website www.dictionary.com lists the following… Read More »

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Hurricane Preparedness Tips

By Michael Pike and Daniel Lustig |

It is now Hurricane Season.  Do you know where your policy is?  Immediately following a storm, your insurance policy can provide you with important information about the coverages provided by your insurance policy.  For instance, did you know that most homeowner’s insurance policies provide coverage for the removal of debris from your property.  This… Read More »

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What is an “engineer’s report” ?

By Michael Pike and Daniel Lustig |

As I have said before, your insurance company is not your “good neighbor” and you are not in “good hands.” The insurance industry spends millions of dollars on advertisements and propaganda each year to convince you they have your best interests at heart. Unfortunately, for many insurance companies this is just not true. Their… Read More »

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My Home was Damaged by a Hurricane, Now What?

By Michael Pike and Daniel Lustig |

In the event your home suffers damage, it is important to remember your insurance policy places certain requirements and obligations on you.  If you fail to comply with these requirements, then it may jeopardize your ability to recover the money you are entitled to.  Every policy is different and I would recommend looking at… Read More »

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What is prompt notice? How can it impact my ability to recover for my insurance claim?

By Michael Pike and Daniel Lustig |

Under the terms of your homeowner’s insurance policy, there are certain conditions or post-loss obligations you are required to comply with in order to obtain coverage for a loss.  These conditions are generally contained in the paragraph entitled “Your Duties After Loss” under “SECTION I – CONDITIONS.” Failing to comply or substantially comply with… Read More »

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What is an Examination Under Oath? What are my rights as an insured?

By Michael Pike and Daniel Lustig |

Almost every insurance policy requires an insured to appear for an Examination Under Oath (“EUO”) as one of the duties after loss. The following is an example of the language typically found in a homeowner’s insurance policy regarding Examinations Under Oath.  You or any insured under this policy must: Submit to examinations under oath… Read More »

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Do You Need To File A Home Insurance Claim?

By Michael Pike and Daniel Lustig |

Your home is your largest investment. This makes your home one of the most important assets you can protect monetarily. As Florida residents, you may be likely to host holiday festivities at your home and there is always the possibility that someone could get hurt. Further, on occasion, Florida is prone to bad weather… Read More »

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